Ways a Car Accident Claim Could Go Wrong
No one ever expects to get into a car accident, but when it happens, you need to be prepared. If you are injured in an accident, you will likely file a car accident claim to receive compensation for your injuries. However, there are many things that could go wrong with your claim. In this blog post, we will discuss some of the ways your car accident claim could go wrong. We will also provide tips on how to avoid these mistakes.
1. Filing a false or exaggerated car accident claim
To start, one of the ways a car accident claim could go wrong is if you file a false or exaggerated claim. This might seem like an easy way to get more money from your insurance company, but it is actually considered insurance fraud. Not only could you face criminal charges and penalties, but your insurance company may also refuse to pay out your claim or cancel your policy altogether.
Also, filing a false claim could impact your ability to get future insurance coverage, as insurers will likely see you as high-risk. So, it is not worth it to lie or exaggerate the facts of your accident just to try and get a bigger payout.
2. Not seeking appropriate medical attention after an accident
When you’ve been in an accident, it is important to seek medical attention, even if you don’t think you’re injured. Internal injuries can take days or weeks to present themselves, and by then it may be too late to get the treatment you need. Additionally, insurance companies will often try to downplay the severity of your injuries if you don’t have documentation from a medical professional.
Additionally, medical attention will document your injuries, which will be important if you end up filing a personal injury claim. If you wait to seek medical attention, the insurance company may argue that your injuries are not related to the accident.
If you do need to see a doctor, make sure to go to someone who specializes in car accident injuries. Some doctors will try to push unnecessary tests or treatments on accident victims in order to make a quick buck. An experienced car accident doctor will know what you need and won’t try to upsell you on things you don’t.
Finally, be sure to keep all of your medical documentation and records in one place. This will give you easy access to them if you need to reference them later on.
3. Not hiring an experienced car accident lawyer
As we mentioned before, insurance companies will do everything they can to not pay you what you deserve. One way they achieve this is by offering a low settlement amount early on in the process before you have had a chance to speak with a lawyer.
If you accept this offer, you could be signing away your right to any future compensation related to the accident.
It is important to have an experienced car accident lawyer on your side, who can negotiate with the insurance companies and make sure you are getting the compensation you deserve. Moreover, if your accident happened in Miami, for instance, you can easily find a car accident attorney in Miami online. The same goes for whichever city you live in. Only an experienced car accident lawyer will know how to navigate the complicated legal system and get you the full compensation you deserve.
4. Signing any documents without reading them thoroughly
One of the most common mistakes made after an accident is signing documents without reading or understanding them first. If the other driver’s insurance company offers you a settlement, it will likely come with paperwork for you to sign. This paperwork could release the other driver from liability or waive your right to sue. It is important that you understand what you are signing before you put your name on it.
And, signing away your rights without talking to a lawyer first is almost never a good idea.
5. Agreeing to a settlement before knowing the full extent of your injuries
Settling too early is one of the most common mistakes made after a car accident. By doing so, you could end up costing yourself a lot of money in the long run. Of course, you want to get the accident behind you as soon as possible. But, if you settle too early, without knowing the full extent of your injuries, you could end up owing a lot of money out-of-pocket later on. So It is absolutely important to wait until you get your medical records, have a good understanding of your injuries, and know how they will affect you long-term before agreeing to any settlement.
6. Speaking with the insurance company before consulting with a lawyer
Now, you might be thinking, why not save some money by going directly to the insurance company? After all, they’re just trying to help you, right? Well, not quite. The insurance company will likely have its own agenda, which may not be aligned with what is best for you. Instead of giving you a fair settlement, they may lowball you or try to get you to accept a fraction of what your claim is actually worth.
You might also be tempted to post about your accident on social media, but beware – anything you say can and will be used against you by the insurance company. So it is best to avoid posting anything until you’ve consulted with a lawyer.
To sum it up, there are many ways a car accident claim could go wrong. If you were not at fault for the accident, make sure to contact an experienced car accident attorney to help you with your claim. Remember, do not give a recorded statement to the insurance company without consulting with your attorney first. Lastly, do not accept the first settlement offer from the insurance company. An experienced car accident attorney will help you get the compensation you deserve. Thank you for reading and good luck!